**
Note--Rates Effective as of January 23, 2008 **
LOAN RATES AS LOW AS:
New Autos, Motorcycles, ATV's, Farm tractors,
Boats and Campers:
As Low As 5.95% (48 months or less)
Used Autos, Motorcycles, ATV's, and Farm
tractors, Boats, and Campers:
As Low As 6.50% (48 months or less)
Up to 100% of selling price up to
NADA Book retail value.
First and Second Mortgage Loan
Rates as Low as 6.50% APR.
**NOTICE** Rates are subject to change
without notice. Loan rates and terms may differ according to each
individual's credit rating and history. For current rates and
terms, please call the credit union office at (870) 226-3534 or
1-800-643-2160.
Primary Share
Accounts
Average
Daily Balance
Rates
Annual
Percentage Yield
0.00 to $100.00
$100.01 and above
0.00
2.10%
0.00
2.12%
(The annual
percentage yield (APY) is the yield you would receive based on a
minimum deposit of $100.00.)
Share Draft
Account
Average
Daily Balance
Rates
Annual
Percentage Yield
0.00 to $500.00
$500.00 and above
0.00
2.00%
0.00
2.02%
IRA Shares
Average
Daily Balance
Rate
Annual
Percentage Yield
no minimum balance
3.75%
3.80%
Christmas
Club
Average
Daily Balance
Rate
Annual
Percentage Yield
no minimum balance
2.00%
2.02%
Share
Certificates
Call the
Credit Union at (870) 226-3534, extension 11 or 16 for current
rates.
A early withdrawal penalty may be
imposed for withdrawals before maturity. (The annual percentage
yield (APY) is the yield you would receive based on a minimum
deposit of $1,000.00.) Dividends are paid monthly.
**NOTICE** Rates are subject to
change without notice. Our expedited Funds Availability Act -
Regulation CC disclosures are available at the credit union's main
office upon request. For current rates, terms and conditions of
each account, please call the credit union office at (870) 226-3534
or 1-800-643-2160.
We do business in
accordance with the federal fair housing law and the equal credit
opportunity act.
